Launching Soon
Merchant Services & Payment Processing

Payment processing built for what your business actually runs on.

Infin8 Payments helps restaurants, retailers, and service businesses move to a modern processing platform with transparent pricing, faster deposits, and a dedicated team that answers the phone — not a call center.

Coverage — Businesses nationwide
Focus — Restaurants, retail & service businesses
Support — Always here to help — real support, not a call center
Accept Payments

Every way your customers want to pay, covered.

One setup handles the counter, the website, the invoice, and the phone call — so you're not juggling three different systems to get paid.

In person

Take chip, tap, and swipe at the counter or on the move, with hardware that fits how your team actually works.

Online

Sell through a website, an online store, or a simple payment link — all backed by the same secure processing.

Invoices & remote

Send an invoice customers can pay by card or bank transfer, or key in a card over the phone when they call it in.

Pay over time

Let customers split larger purchases into installments while you're still paid in full, upfront.

The Switch

What changes when you move your processing to us.

We sat down with the legacy processor statement and did the side-by-side ourselves. Here's the honest version — no teaser rate, no fine print you find out about in month three.

Statement Comparison
Legacy Processor vs. Infin8 Payments
Pricing structure
Legacy ProcessorTiered, often bundled & unclear
Infin8 PaymentsFlat, disclosed rate
Contract term
Legacy ProcessorMulti-year, auto-renewing
Infin8 PaymentsNo long-term contract
Early termination fee
Legacy ProcessorOften applies
Infin8 PaymentsNone
Hardware
Legacy ProcessorLeased, locked-in
Infin8 PaymentsOwned, no lease
Funding speed
Legacy ProcessorVaries by bank
Infin8 PaymentsNext-business-day funding
Support
Legacy ProcessorCall center queue
Infin8 PaymentsDirect line to your dedicated account rep
We pull your actual statement and mark it up line by line — that's the version you'll see, not a sales sheet.
How Pricing Works

One flat, disclosed rate per transaction.

Instead of tiered pricing that quietly shifts your rate based on card type or how the transaction was entered, you get a single flat rate — the same rate whether it's a chip tap at the counter or a card typed into an invoice.

Flat-rate processing

One disclosed percentage per transaction. No "qualified," "mid-qualified," and "non-qualified" tiers hiding the real cost.

No monthly minimums

Slower months don't cost you a penalty fee. You're charged on what you actually process, not a quota.

No long-term contract

Month to month, with no early termination fee if you ever decide to leave.

Hardware, not a lease

You own your equipment outright — no multi-year lease agreement bundled into your statement.

What We Set Up

One point of contact for how you get paid.

01

Point of Sale

Modern hardware and POS configured around how your floor or crew actually operates — counter, table service, or mobile.

02

Rate & Statement Review

We audit your current processor statement line by line and show you exactly what's being charged and why.

03

Migration & Setup

We handle the account setup, equipment, and staff walkthrough — your team keeps working while it happens.

04

Reporting & Deposits

Clear reporting on sales, deposits, and fees, with next-business-day funding as the standard.

05

Ongoing Support

A direct point of contact for hardware issues, disputes, or questions — not a shared support inbox.

06

Growth Add-Ons

Online ordering, invoicing, payroll, and loyalty tools added as your business needs them, not before.

Built In

Protection that doesn't need to be switched on.

Security and reliability aren't an upgrade tier — they're part of every transaction from day one.

Fraud protection

Suspicious activity is monitored automatically, with dispute support built into every account.

Fast transfers

Funds move to your bank on a next-business-day schedule as standard, with real-time tracking along the way.

Real-time reporting

See sales, deposits, and fees as they happen from a dashboard built for a quick daily check, not a spreadsheet.

Encrypted & compliant

Every payment is encrypted end-to-end, with PCI compliance handled as part of the platform, not an add-on.

How It Works

From first call to first deposit.

A defined process, not a sales pitch that trails off after the paperwork is signed.

01

Statement review

Send us a recent processing statement. We break down what you're actually paying, in plain terms, within a couple of days.

02

Proposal

You get a clear, written comparison — current setup versus processing through Infin8 — with no obligation to move forward.

03

Account setup

We handle onboarding, underwriting, and equipment ordering, and keep you posted at each stage.

04

Install & training

Hardware is configured before it arrives. We walk your team through it on-site so day one isn't a scramble.

05

Go live

You start processing. We stay on as your point of contact — not a one-time install and a goodbye.

Independent
Not a call-center reseller — a dedicated team you can actually reach.
Modern Infrastructure
Built on a leading payment platform, with reliable hardware and next-day deposits.
No Lock-In
No long-term contract and no early termination fee to switch.

One setup. Everything you need to get paid.

Talk to us about how the switch works, or see exactly how pricing is structured before you commit to anything.

Questions

Common questions, answered plainly.

How do I start accepting payments through Infin8?

Send us a recent processing statement or tell us how you currently take payments. We'll put together a straightforward comparison and walk you through setup — there's no obligation to move forward until you're ready.

Are there processing fees?

Yes — every payment processor charges a per-transaction rate, and we're transparent about exactly what that is for your business before you sign anything. See How Pricing Works above for the structure.

Are there setup or cancellation fees?

No setup fee to open an account, and no early termination fee if you decide to leave. Pricing specifics are confirmed in writing before you sign anything.

Is my customers' payment data secure?

Every transaction is encrypted end-to-end, and PCI compliance, active fraud monitoring, and dispute support are built into the platform by default — not sold as an upgrade.

Do you support businesses outside Michigan?

Yes. We work with restaurants, retailers, and service businesses nationwide — our team just happens to answer the phone directly instead of routing you through a call center.

What if I outgrow my current setup?

Online ordering, invoicing, payroll, and loyalty tools can be added as you need them. There's no long-term contract locking you into a setup that no longer fits.

Contact Us

Drop us a line.

Tell us a bit about your business and how you're currently taking payments. We're getting ready to launch, and we'll follow up personally with a straight answer — not a script.

Call (USA) — (586) 770-7414
Call (Canada) — (226) 975-2930
Sent straight to us — you'll hear back personally, not from a bot.